Make Your Business Cash Work Harder

Capital Bond is a business endowment product that combines director life insurance with disciplined wealth accumulation for surplus business cash.

Capital Bond

Capital Bond is a business endowment product for companies that insure the lives of their directors or key executives. Ideal for businesses with surplus cash seeking long-term growth above inflation.

Key features

  • Business endowment product with self-funded life cover
  • Combines wealth accumulation and director life insurance in one solution
  • Ideal for surplus business cash, targeting long-term growth above inflation
  • No upfront or withdrawal fees
  • Available to corporates and sole proprietors, including professionals and farmers
  • Can be ceded as security to any commercial bank
  • Fast, flexible access to funds with withdrawals processed within 5 working days
  • Minimum investment of N$250,000 lump sum
  • 12-month lock-in, recommended as medium- to long-term
Capital Bond key features

Frequently asked questions

Who can invest in a Capital Bond?

Corporate clients, Trusts, Close Corporations, and Sole Proprietors such as farmers, doctors, and lawyers.

What is the minimum investment amount?

N$250,000 lump sum.

How long should I invest for?

The investment is locked in for 12 months and is recommended as a medium- to long-term investment for optimal returns.

How quickly can I access my funds?

Withdrawals are processed within 5 working days.

Are there any fees or penalties?

No upfront or withdrawal fees apply.

What returns can I expect?

Investment returns are designed to outperform inflation over time.

Ready to leverage a Capital Bond?

Request a call back today. A Liberty adviser will help you tailor cover to your needs.