Cover your employees with a standardised solution

Employee Protection Plan bundles death, disability, family funeral, and grocery benefits into three simple options for employers with 5 to 200 staff.

Employee Protection Plan

A simple group risk plan for employers with 5 to 200 employees. Bundles death, disability, family funeral, and grocery benefits into three affordable options.

Key features

Maximum entry age 74, cover up to age 75
No waiting periods on death, funeral, and grocery benefits
Three simple, affordable benefit options
Comprehensive cover for death, disability, and funeral costs
Covers spouse and up to 6 children

Choose your option

Pick Option A, B or C and see exactly what each employee is covered for, and what it costs per employee every month.

Total monthly premiumN$59.36 Per employee, per month, on Option A.

Death and disability

Changes with your option

Death BenefitN$30,000Lump sum on the death of the employee

Disability BenefitN$30,000Lump sum if the employee becomes disabled

Funeral and grocery

Same on Option A, B and C

Funeral, EmployeeN$15,000Funeral cover for the employee

Funeral, SpouseN$15,000Funeral cover for the spouse

Funeral, Children over 14N$15,000Each child older than 14

Funeral, Children 6 to 14N$9,000Each child aged 6 to 14

Funeral, Children 1 to 5N$4,500Each child aged 1 to 5

Funeral, Children under 1, incl. stillbornN$2,250Each child under 1

Grocery BenefitN$3,000Included on every option

Funeral cover extends to the employee, the spouse and up to 6 children.
No waiting period on the death, funeral and grocery benefits.
The maximum entry age is 74 years and cover runs to age 75. Disability cover stops at age 65, so a member joining at 66 is covered for every benefit except disability, at the same price. Funeral cover for a studying child is valid to age 25.

View the full benefit schedule

Benefit	Option A	Option B	Option C
Death Benefit	N$30,000	N$50,000	N$100,000
Disability Benefit	N$30,000	N$50,000	N$100,000
Funeral, Employee	N$15,000	N$15,000	N$15,000
Funeral, Spouse	N$15,000	N$15,000	N$15,000
Funeral, Children over 14	N$15,000	N$15,000	N$15,000
Funeral, Children 6 to 14	N$9,000	N$9,000	N$9,000
Funeral, Children 1 to 5	N$4,500	N$4,500	N$4,500
Funeral, Children under 1, incl. stillborn	N$2,250	N$2,250	N$2,250
Grocery Benefit	N$3,000	N$3,000	N$3,000
Total Monthly Premium	N$59.36	N$93.48	N$176.21

Frequently asked questions

What size businesses is this plan designed for?

Employers with 5 to 200 employees.

What benefits are included?

Death benefit, disability benefit, family funeral benefit, and grocery benefit.

Are there waiting periods?

No waiting periods apply to death, funeral, and grocery benefits.

How many children are covered under the funeral benefit?

Up to six children are covered.

Is coverage available for older employees?

The maximum entry age is 74 years and cover runs to age 75. Disability cover stops at age 65, so a member joining at 66 is covered for every benefit except disability, at the same price.

Ready to set up Employee Protection Plan?

Request a call back today. A Liberty adviser will help you tailor cover to your needs.